Terms & Conditions

PLEASE READ THESE TERMS OF SERVICE CAREFULLY BEFORE USING THIS SITE. By accessing this Website, and any of the pages herein, you agree to be bound by the Terms of Service below, as they may be modified by AWHR from time to time. BY USING THIS SITE, YOU AGREE TO THESE TERMS OF USE. IF YOU DO NOT AGREE TO THESE TERMS OF USE, PLEASE DO NOT USE THIS SITE.

ACCESS TO AND FROM WEBSITE

Transmissions and communications to and from this Website, even if done with the use of a secure Internet browser, may be read or intercepted by third parties. Each user of this Website agrees that AWHR will not be held liable should such interception occur. All information submitted to AWHR via this Website shall be and remain the property of AWHR and AWHR shall be free to use, subject to applicable laws and regulations, for any purpose, any ideas, concepts, know-how or techniques contained in information a user provides to this Website.

PERMITTED USE

All materials appearing on this site are protected by copyright as a collective work or compilation under copyright pursuant to U.S. and international laws and are the property of AWHR.

You may not copy, reproduce, distribute, publish, display, perform, modify, create derivative works, transmit, or in any way exploit any content on this site, nor may you distribute any part of this content over any network, including a local area network, sell or offer it for sale, or use such content to construct any kind of database without written permission from AWHR. To request information about permission to reprint content from AWHR, contact AWHR, 850 Tech Center Drive, Gahanna, OH 43230

However, you may download content from this site for your own personal, noncommercial use but only if you make only one machine readable copy and/or one print copy. This site includes in the content certain trademarks and service marks owned by AWHR and other content providers, including their respective logos. You may not alter or remove any trademark, copyright or other notice from copies of the content. Copying or storing any content except as provided above is expressly prohibited without prior written permission of the copyright holder identified in the individual content's copyright notice.

All products and services described in this Website are subject to the terms of the applicable agreements and are only offered in jurisdictions where they may be legally offered for sale. Not all products and services are available in all geographic areas. A particular Website user's eligibility for particular products and services is subject to final AWHR approval. Finally, please note that investment products are not obligations of or guaranteed by AWHR or any AWHR affiliate; and investment services are not AWHR deposits insured by the Federal Deposit Insurance Corporation or any other entity, and are subject to investment risks, including possible loss of the principal amount invested.

LIMITATION OF LIABILITY

Material on this site is available "as is." AWHR warrants neither that access to this site will be uninterrupted, that material appearing herein will be error-free or virus free nor that this Website (including, without limitation, any content on this Website) will meet any particular criteria of performance or quality. There may be delays, omissions, or interruptions and inaccuracies in the data, information or other materials available through this site. AWHR does not make any representations or warranties and disclaims all responsibility with respect to, and expressly does not endorse, the accuracy, completeness, timeliness or reliability of any information, services or advice, available through links from this site. AWHR reserves the right to correct any errors or omissions appearing on this site. No oral advice or written information given to any user of this Website by AWHR or any of its officers, directors, shareholders, parents, subsidiaries, affiliates, agents, licensees or the like shall create any warranty.

Although AWHR intends to take reasonable steps to prevent the introduction of viruses, worms, "Trojan horses" or other destructive materials on this site, AWHR does not guarantee or warrant that this site or materials that may be downloaded from this site do not contain such destructive features. AWHR is not liable for any damages or harm attributable to such features. If you rely on this site and any materials available through this site, you do so solely at your own risk.

AWHR, ON BEHALF OF ITSELF AND ALL OF ITS OFFICERS, DIRECTORS, SHAREHOLDERS, PARENTS, SUBSIDIARIES, AFFILIATES, AGENTS, LICENSEES OR THE LIKE, HEREBY EXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES AND/OR REPRESENTATIONS, WHETHER EXPRESS OR IMPLIED, ORAL OR WRITTEN, INCLUDING, WITHOUT LIMITATION, ANY AND ALL IMPLIED WARRANTIES OF MERCHANTABILITY, REASONABLE CARE, COMPATIBILITY, SECURITY, RELIABILITY, ACCURACY, YEAR 2000 COMPATIBILITY AND/OR FITNESS FOR A PARTICULAR PURPOSE (WHETHER OR NOT AWHR KNOWS, HAS REASON TO KNOW, HAS BEEN ADVISED, OR IS OTHERWISE IN FACT AWARE OF ANY SUCH PURPOSE), IN EACH INSTANCE IN RESPECT OF THIS WEBSITE AND THE CONTENT CONTAINED HEREIN. FURTHERMORE, AWHR, ON BEHALF OF ITSELF AND ALL OF ITS OFFICERS, DIRECTORS, SHAREHOLDERS, PARENTS, SUBSIDIARIES, AFFILIATES, AGENTS, LICENSEES OR THE LIKE, HEREBY EXPRESSLY DISCLAIMS ANY AND ALL WARRANTIES OF TITLE AND/OR NON-INFRINGEMENT IN RESPECT OF THIS WEBSITE AND THE CONTENT CONTAINED HEREIN. IN NO EVENT WILL AWHR AND ITS OFFICERS, DIRECTORS, SHAREHOLDERS, PARENTS, SUBSIDIARIES, AFFILIATES, AGENTS, LICENSEES OR THE LIKE BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE UPON THE CONTENT OF THIS SITE OR FOR ANY CONSEQUENTIAL, SPECIAL OR SIMILAR DAMAGES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. YOU AGREE THAT THE LIABILITY OF AWHR, AND ITS OFFICERS, DIRECTORS, SHAREHOLDERS, PARENTS, SUBSIDIARIES, AFFILIATES, AGENTS, LICENSEES OR THE LIKE, IF ANY, ARISING OUT OF ANY KIND OF LEGAL CLAIM (WHETHER IN CONTRACT, TORT OR OTHERWISE) IN ANY WAY CONNECTED WITH THE CONTENTS OF THIS SITE SHALL NOT EXCEED THE AGGREGATE AMOUNT PAID BY YOU TO AWHR FOR SUCH CONTENT.

Some jurisdictions do not allow the exclusion or limitation of incidental or consequential damages, so the above limitation or exclusion may not apply.

LINKS TO OTHER WEBSITES

AWHR may establish links between this Website and other websites operated by unaffiliated third parties. AWHR has no control over any other such websites or the contents therein and the existence of any such link shall not constitute an endorsement by AWHR of such websites, or the contents or operators thereof. The access by any user to any hyperlinks to other internet resources are at the user's own risk and the content, accuracy, opinions expressed and other links provided by these resources are not investigated, verified, monitored or endorsed by AWHR.

FUTURE ACCESS

AWHR MAY, IN OUR SOLE DISCRETION, TERMINATE OR SUSPEND YOUR ACCESS TO ALL OR PART OF THIS SERVICE FOR ANY REASON, INCLUDING FAILURE TO COMPLY WITH THESE TERMS OF SERVICE. Access to this site is currently free. AWHR reserves the right to charge for such access in the future, to change the Terms of Service or to modify any features of this site at any time.

GOVERNING LAW

The Terms of Service shall be governed by the laws of the United States of America and the State of Ohio.

THESE TERMS OF SERVICE MAY BE CHANGED FROM TIME TO TIME. BY USING THIS SITE, YOU UNDERSTAND AND AGREE THAT YOU ARE BOUND BY THE TERMS OF SERVICE IN EFFECT AT THE TIME YOU USE THE SITE AND THEREAFTER. NOTE THAT THE PROVISIONS CONTAINED HEREIN ARE IN ADDITION TO, AND DO NOT SUPERCEDE ANY CONTAINED IN ANY OTHER AGREEMENTS.